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Lloyd Smith's Mortgage Division






Thank you for choosing MyMortgageDivision
and myself as your mortgage lender in California!



I know that you have other options.

MyMortgageDivision is a DBA of Baker Ronan Financial offering a wide variety of loan programs!

My services are designed for you. My Personal Assistant is always available whenever you need loan status or have questions. I will find you the best possible loan with the lowest fees that will meet your needs, all from the comfort of your computer. You will also have updated loan status on demand.

My fees and services are so competitive that you’ll want to refer your friends and family to me. Thanks again for the opportunity to be your mortgage consultant.




Get A
First Mortgage
 Refinance, Finance First 1st Mortgage
Finance a new home or re-finance an existing home now with our unbelievable low introductory rates.

  Learn More About
Our First Mortgages

Get A
Second Mortgage
Refinance, Finance 2nd Mortgage
Receive the equity in your house using our low rates to refinance or second mortgage.


  Learn More About
Our Second Mortgages

Get A
Reverse Mortage

Choose to receive cash, a tax-free monthly income and/or line of credit. You make no payments as long as you occupy your home.





This Quick Application is all you need to get your loan quickly approved for the best.



Less than perfect credit, bad credit
If your credit is in bad shape don’t worry. MyMortgageDivision has the perfect loan for you!

  Learn More About
Our Less Than Perfect Plan





After your QuickApp has been submitted, you’ll be assigned a logon to check your loan status 24/7


  Coming Soon



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At least one patent application is pending regarding aspects of a loan origination program and/or system
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